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Tuition & Financial Aid


Tuition Costs

Tuition: (semester/yearly)

Other potential and variable costs include, but are not limited to: tuition increases, books and educational supplies, State or National licensing and examination fees, and participation in certain student events and activities. An academic year is defined as at least 30 instructional weeks.


Financial Aid
WMI offers financial aid in the form of Federal Direct and Federal Direct Plus student loans.  To begin this process, students must fill out the Free Application for Federal Student Aid (FAFSA).  WMI also has state approval for veterans' benefits (Veterans Administration Education Entitlement VA 21-4255).  No person in default on a loan certified by WMI will receive transcripts or records of coursework.  The financial aid process requires at least two months to complete, so students must complete their Financial Aid application by each semester filing date deadline.  Each student that participated in the financial aid program must follow a set of guidelines.  These guidelines are available upon request.  An exit interview is also required of those who receive financial aid.

If you are a student who has received financial aid, please fill out the exit interview found on Populi.


Student Right to Know Act

The Student Right-to-Know Act, passed by Congress in 1990, requires institutions eligible for Title IV funding, under the Higher Education Act of 1965, to calculate completion or graduation rates of certificate- or degree-seeking, full-time students entering that institution, and to disclose these rates to current and prospective students.



You have the right to know what financial aid programs are available at your school.

You have the right to know the deadlines for submitting applications for each of the programs available.

You have the right to know how financial aid will be distributed, how decisions on distribution are made, and the basis for these decisions.

You have the right to know how financial need was determined. This includes how costs for tuition and fees, room and board, travel, books and supplies, personal and miscellaneous expenses, etc., are considered in your budget.

You have the right to know how much of your financial need has been met, as determined by the financial aid administrator at the school or university.

You have the right to know what resources (such as parental contri- bution, other financial aid, your assets, etc.) were considered in the calculation of your need.

You have the right to know your school’s refund policy.

You have the right to know what portion of the financial aid you received must be repaid, and what portion is grant aid. If the aid is a loan, you have the right to know what the interest rate is, the total amount that must be repaid, the payback procedures, the length of time you have to repay the loan, and when the repayment is to begin.

If you cannot meet the repayment schedule under the Federal Stafford Loan program you may request that the loan payments be reduced for a specific period of time if this action will assist you in avoiding default. 8 • Financial Aid Undergraduate Guide

forms and information at least 60 days before the beginning of the semester. You may check on your financial aid at Financial Aid Office at (808) 373-2849.

• Satisfactory Academic Progress (SAP) – Keep your grades up in order to qualify for financial aid each semester. Students must maintain a 2.0 grade point average on 67% of the classes for which they register. Some exceptions may apply; please call the Financial Aid Office at 808-373-2849.

• Reapply for Financial Aid Every School Year – Financial aid is not automatically renewed from school year to school year. Remember to reapply before March 1.

• You have the right to know how the school determines whether you are making satisfactory progress, and what happens if you are not.


• You must complete all application forms accurately and submit them on time to the right place.

• You must provide correct information. In most instances misreport- ing information on financial aid applications is a violation of law and may be considered a criminal offense.

• You must complete all additional documentation, verification, cor- rection, and/or new information requested by either the Financial Aid Office or the agency to which you submitted your application.

• You are responsible for reading and understanding all forms that you are asked to sign and for keeping copies of them.

• You must accept responsibility for all agreements that you sign.

• You must perform the work that is agreed upon in accepting a Federal Work-Study Award.

• You must be aware of your school’s refund procedures and the con- sequences of withdrawing from classes.

All schools must provide information to prospective students about the school’s programs and performance. You should consider this information carefully before deciding to attend a particular school.

NOTE: All information contained in a student’s financial aid application and file is treated in complete confidence by the Financial Aid Office. Access to this information is governed by the terms of the Federal Education Right to Privacy Act (FERPA) and the Gramm-Leach-Bliley Act (GLB).


Satisfactory Academic Progress Policy

In addition to maintaining a minimum grade of "C" in each of your classes, you must also be making satisfactory academic progress toward a degree or certificate in order to continue to receive federal financial assistance from WMI. Terms in which a student did not receive financial aid are included in our review in determining SAP for financial aid eligibility. Failure to meet these standards may impact your future eligibility for financial aid.

See "Current Students" "Financial Aid" for WMI SAP Policy


Payment Policy
Students must pay for each semester of the program, irregardless of hours earned. In the case of a medical or family emergency, students may within the next semester make up the hours without paying for an additional semester. Full semesters tuition is due two weeks before the first day of the semester, otherwise a $20 administration charge will be due and a 1% administrative charge will be assessed monthly on the unpaid balance. All other fees must be paid at the time required or agreed upon. Any student who has an overdue and outstanding financial obligation to the WMI will not be allowed to register for a new semester of instruction or to participate in clinical training program.


Refund Policy

A percentage of tuition will be refunded to students who formally withdraw, based on the approval date of the formal withdrawal letter. There is an automatic Cancellation and Withdrawal Fee of $35.00 per course. A student who has registered for a course but arrives after one or more classes have been held, may not be granted a refund if the student’s attendance results in that student acquiring credit for that course. Refunds will be issued within 30 business days after the receipt of the formal withdrawal letter. Less the nonrefundable application fee, the following percentage will be returned:

Before semester begins 100%
Within the first two weeks of the semester 80%
Within third to fourth weeks of the semester 40%
After fourth week of the semester No refund

Students who change their registration from the enrollment level that their award was made may be required to repay all or part of the financial aid received. A recalculation of award based on Federal guidelines will be done to determine if an over award exists. Financial aid over award repayments will be made in accordance with Federal guidelines.

Students who completely withdraw will have all or part of their refund applied first to any Title IV financial aid received in the following order (according to Federal regulation): Federal Direct Loan, Federal Dirtect PLUS Loan, and other sources of Federal aid. Any remaining funds will be returned to the State, Institution, and student in that order.

Continuing students who withdraw within the tuition refund period will have their refunds calculated according to the Institution Refund Policy listed in the school catalog. Per the 1992 Higher Education Amendments, WMI must calculate a Pro-Rata refund for first time students who received Title IV funds if the student withdraws on or before the 60% point of the enrollment period. To determine the largest refund to the student, WMI will compare the Institutional Refund formula with the Pro-Rata Refund formula (in accordance with federal regulations).

For students whose funding source is the Department of Veteran Affairs, refunds are calculated as the difference between the total tuition and other charges less 10% above the exact pro rata portion of the tuition fees, and other charges that the length of the completed portion of the course bears to its total length. The exact proration will be determined on the ratio of the number of days of instruction completed by the student to the total number of instructional days.


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